One of the primary concerns that families express when they are searching for a maternity care provider is how much it will cost. Many families have the perception that their health insurance will cover the entire cost. In most cases this is far from the truth. It is important to contact your health insurance company to find out exactly what they do and do not cover and what is covered before your deductible and what is covered after your deductible.
For most hospital births, there is no way to get an accurate estimate of what you will end up paying. You may get surprise bills for things that you never expected. ChildbirthConnection reports the average out of pocket childbirth costs for families WITH health insurance was $3,400 in 2013. This is the average amount that families ended up paying after their insurance covered everything that they were obligated to cover. This estimate is from six years ago and costs have risen since then. Also, this is an average; some families paid less and some paid more. Read this article to learn more about the enormous expense that some families incur giving birth in America.
La Luz Midwifery LLC offers transparent pricing. The all-inclusive fee is $3,500. This covers all of your prenatal care, you delivery, and your postpartum care and newborn care. A few items are not included in this fee (labs, ultrasounds, medications) and these will be discussed with you during your consultation so that you know how much to expect to pay for these items. Regardless of whether or not you have health insurance, or whether you have great insurance coverage or not so great coverage, home birth with a midwife is almost always a less expensive option than having a baby in a hospital (remember the average out of pocket costs WITH insurance were $3,400!).
Midwifery care has excellent outcomes. Mothers, babies, and families are happy with their care. You have the peace of mind of knowing that you can call your midwife at any time if you have questions or concerns and that she can come to your home to check on you if needed rather than sending you to the hospital to incur yet another bill. Midwives educate mothers on how they can take care of themselves to have the healthiest pregnancy and birth possible to avoid stressful, dangerous, and costly complications. Midwifery care gives you the best start to parenthood possible. Midwives are worth paying for.
If you are interested in finding out what La Luz Midwifery LLC can do for you, call today for a free consultation! La Luz Midwifery LLC attends births in Boise, Nampa, Caldwell, and the surrounding Treasure Valley.
Do you have health insurance? La Luz Midwifery LLC is happy to bill your insurance. Insurance benefits vary widely between plans so please call for more details.
